More than 300,000 Chinese children, including 120,000 orphans, have received free medical insurance for treatment of 12 critical illnesses, as a joint program between the government and a charity organization expands.

The Ministry of Civil Affairs (MCA) and the China Children Insurance Foundation (CCIF) jointly launched the insurance program in April 2009.

CCIF donated one year of free insurance on Wednesday to more than 17,000 orphans in Ningxia, Tibet, Fujian and Shanghai and over 6,000 children from Yushu, the Tibetan prefecture in Qinghai Province devastated by earthquake in April.

The insurance will be effective from January 1. Each insured child is covered for 100,000 yuan at a premium of 50 yuan (about $7.5) per year, Song Liying, head of CCIF's administration committee, said Thursday.

"Next, we plan to give insurance to the orphans in Hainan, Jilin and Chongqing," Song said.

The 12 illnesses covered are: malignant tumors (including leukemia); organ and stem cell transplants; acute kidney failure; aplastic anemia; benign brain tumors; acute hepatitis; sequelae of cerebritis or meningitis; infantile paralysis; serious juvenile rheumatoid arthritis; serious Kawasaki disease; Myasthenia Gravis; and insulin-dependent diabetes mellitus.

The foundation will distribute insurance cards to the children through local civil affairs departments.

"We plan to extend the insurance coverage to all 360 million children in China. Orphans and children from the poor families are our top priority," Song said.

A survey of Ministry of Civil Affairs in 2005 said China has about 573,000 orphans under 18 years of age.

The CCIF was set up in April 2009 by the China Children and Teenagers' Fund, China's first philanthropy foundation. The public and businesses can donate online or through mobile text messages, as well as in banks and post offices.

Less than half of all Chinese children are covered by commercial medical insurance or social welfare, according to the China Children and Teenagers' Fund (CCTF). Even those who are covered cannot afford expensive treatments for diseases like leukemia.

"Insurance is something that can be purchased before disaster occurs. Imagine, a donation of just $8 can change a child's life. We hope more people join us to help the children," Song said.

(Xinhua News Agency December 31, 2010)